Regardless, this is an exciting time to be in the cyber and operational risk profession. Huge opportunities exist to make new discoveries, turn on the mental lightbulbs of our colleagues and stakeholders, and make a real difference in the maturity of the profession. All we have to do is open our minds (and ears), think creatively and critically, question the status quo, and be patient and persistent in the face of inertia – of which there is plenty. That said, the tide appears to be turning in our favor as witnessed by the rapid growth of the FAIR Institute, the exceptional attendance at this first FAIR Conference, as well as by things like the newly announced Cyber Risk Management Enhancements proposed by the Federal Reserve, OCC, and FDIC. Barring the unforeseen, the future for FAIR and quantitative methods in general is extremely bright. Welcome aboard!